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In helping you save money and keeping you on the road, actually insurance can go a long way. Traffic jams, accidents, hail storms, drunk driver, teenagers... Any number of hazards on the road could turn your pristine saloon car into crumpled foil within seconds. Now, many of us are lucky enough to avoid incidents on the road for most of our lives, but a car does not need to be written off for it to be eligible for an auto insurance pay out. Actually insurance can even protect you from even the most mundane of mishaps; such as mechanical failures or being hit by a shopping trolley. Cars are ...
Even experts have to admit insurance can be confusing at times. Insurance companies operate in complex regulatory and legal environments, and it can be difficult to decipher that complexity when choosing what company to do business with. States regulate insurance companies, monitoring their financial solvency, standardizing products and policies, and controlling unfair trade practices. In addition, federal reforms and initiatives impact both state guidelines and the insurance industry as a whole, and what was once fully within the state's governance now has more federal oversight. ...View All Articles
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2014 DOI Public Hearings
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